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Real stories from a former Indian naval officer building his body, wealth, and technology. No fluff. No theory without proof.
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Financially9 min
FD vs Equity in India: Why Your Father Was Right Then — and Copying Him Today Will Cost You
Bank FDs paid up to 13% and the PPF a flat 12% tax-free in the 1990s — which made fixed deposits the genuinely intelligent choice for our parents. Today the same instruments barely beat inflation. The instrument follows the era. Here is the math.



























































